To facilitate the VOP check and improve the efficiency of the solution, we recommend to make a few changes in the user journey.

A. Add a new beneficiary - Identification of legal entities

B. Add a new beneficiary - Propose a second field for the beneficiary name

WIP - Payment batch process -

Option 1 - offer the possibility to verify the bank accounts before the payment

Option 2 - use the partial opt-out / in memory option

Option 3 - opt-out by default → no verification