A. General principle

EDS means “EPC Directory Service”. The following functions are available through the EDS web interface:

• Consultation of scheme participants
• Consultation and update of operational information related to the adherence to the VOP scheme: PSD2 National Authorisation Numbers (NAN), supported options, operational contact email addresses, operational readiness date, details about API-endpoints (URI, environment, priority, version, effective dates and time), account holding BICs.
• Management by the scheme participants of the “delegation” of the above tasks to RVMs so that Qombo can fully operate the EDS on behalf of scheme participants

The VOP scheme adherence process consists of two key steps:

1. Documental adherence– submission and approval of adherence documents.
2. EDS onboarding and update– self-registration in the EDS by applicants (available in Q3-2025).

B. EDS consultation

Qombo is provided the last version of the EDS on regular basis. Please find below the EDS file:

EDS-VOP-V1-F-2026-04-16.csv

• Upload date: 16.04.2026

Web interface

• EPC Guide for the EDS Web interface: Link
• SwiftRefData access (available once registration is completed) : Link

C. Adherence to the EDS

3 documents are required for EU PSPs :

1. Annex 1 - Adherence agreement
2. Annex 2 - Schedule (Word and Excel)
3. Annex 3 - Legal opinion
4. Annex 4 - Legal opinion (for non E.U. PSPs)

You can access the template documents through this Link

The EPC provides a Guide for EDS registration: Link